My client and I were recently sitting around her kitchen table enjoying a slice of home-made apple pie as she told me about how much she was enjoying her first month of retirement. Her retirement had been 40 years in the making, but had seemed to pass by so quickly. As she thanked me for the advice and guidance that our firm had provided over the past fifteen years, I thought to myself “this is why I love my job”.
As a Financial Advisor, I help people achieve their goals, whether it’s retirement, college education for the kids, building a business or leaving a legacy for their family. In my world there is nothing better than seeing the joy on a client’s face when they reach one of their goals. These are shared goals, because working with an Advisor is never a transaction, it is a relationship, and we work together navigating through many stages of life. This relationship, in many instances, will last decades and go through several economic cycles. During an initial meeting with clients we work through a collaborative process to create a financial plan. Think of it as a sophisticated “road map”. As you can imagine, not all years are generous as the economic cycle ebbs and flows, but through regular meetings, we monitor and update goals and portfolios as needed.
I’m fortunate to help clients navigate through those highs and lows so that they feel empowered and secure in their plan for financial success no matter what circumstances come along, as long as they remain committed to staying the course. My job is to stand alongside them and to help them take the emotion out of making financial decisions so they can move forward in the most practical and rational way. Finding solutions that fit their needs and tracking their progress after years of hard work towards achieving a goal leaves a lasting impression on everyone.
October is National Financial Planning Month, and it’s an opportune time to evaluate your financial objectives, estate plan or business plan, if applicable. Having the proper planning and documentation in place and preparing your family or business for a successful transition to the next phase is a complex but worthwhile process, and your preparation now will pay dividends for years to come. As we enter the final quarter of the year, the events of 2020 have certainly reminded us that the need to have a solid financial strategy in place has become more important than ever. Consult with your planner or reach out to an advisor to start that relationship.
My client and I are scheduled to meet later this month and I hope we can share a pumpkin pie this time.
Jennifer Osgood is a Financial Advisor with Wagner Wealth Management. She can be reached by email at Jennifer@wwmadvisors.com.
Securities offered through Triad Advisors, LLC Member FINRA/SIPC. Advisory Services provided through Wealth Management Advisors, LLC, A Registered Investment Advisor. Wealth Management Advisors, LLC is not affiliated with Triad Advisors, LLC. Wealth Management Advisors, LLC and Wagner Wealth Management are not affiliated with Triad Advisors.
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